Twin Cities No-Fault Insurance Attorneys
While Minnesota law requires all drivers to carry auto insurance, many people do not understand their coverage. After an accident, they do not know what benefits they are entitled to receive and risk missing out on what is rightfully theirs.
At Burke & Thomas, PLLP, we have extensive experience working with no-fault insurance claims. Our experienced personal injury lawyers will review and interpret your insurance coverage and help you file claims. Call our office at 651-490-1808 or 800-985-7273 to schedule a free consultation today.
How Does No-Fault Insurance Work?
In Minnesota, all vehicle owners must purchase no-fault insurance. The only exception is for motorcycle operators, who are only required to carry liability coverage. If you are hurt in an auto accident, regardless of who caused the incident, you file a claim with your own insurance company. Your insurer covers most out-of-pocket expenses, including:
- Medical bills
- Mileage to appointments
- Lost wages
- Replacement services
It is important to understand that you are entitled to seek medical treatment from any physician at any facility. No referral is necessary under the Minnesota No-Fault Act.
If you are hurt in a serious accident caused by a negligent motorist, you may seek further damages beyond your policy's limits from that individual's insurance company. Potential benefits may include pain and suffering, disability and uncompensated wage loss. Due to the complexities involved in these claims, consulting a Burke & Thomas, PLLP attorney is essential to protecting your rights.
Underinsured and Uninsured Assistance
Because insurance coverage can be expensive, an increasing number of drivers are not carrying the required insurance. Others are carrying only the minimum limits. If the negligent driver who caused an accident is uninsured or underinsured, you may file an uninsured or underinsured benefit claim with your own insurance company. All Minnesota auto insurance plans must include this coverage, so you are already paying for this benefit.
Our lawyers have decades of experience handling underinsured and uninsured motorist claims. Speak with us about your options.
Helping You Obtain Maximum Benefits
No-fault insurance policies are complex. To ensure you understand your coverage and file the appropriate claims, it is a good idea to consult with experienced personal injury attorneys. Contact us today to discuss your situation with our Minneapolis car accident insurance claim attorneys.
Our office is conveniently located just outside St. Paul, off I-694.
Language services are available.
